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When There Is No Insurance Or Not Enough Insurance
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Section 11. When There Is No Insurance Or Not Enough Insurance

Sometimes a person may have a personal injury claim that results from a car accident where the driver who caused the accident and injuries either does not have insurance or does not have enough insurance to cover the damages.

As part of overall personal injury law, most states require that insurance companies provide both uninsured and underinsured insurance coverage with their regular insurance policies. This means that when you are in either of these situations, you contact your own insurance company for compensation for your injuries.

Note that uninsured cases where there is no insurance are handled differently than underinsured cases where the other driver does not have enough insurance. Laws vary from state to state. If you are in either of these two situations, you need to consult with a lawyer to find out how they are handled in your state.

The above is general information only and may or may not be applicable to your situation. If you have any questions whatsoever, talk with a lawyer licensed in your state.

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